New essential resource for all federal employees!
Retiring from federal civil service in 6 months? 2 years? 10 years?
With the complex maze of rules, forms and formulas, you need to start planning now.
Let the all-new 2012 Federal Retirement Guide get you on a smooth path to retirement.
Brought to you by the publisher of cyberFEDS® and the Federal Personnel Guide, the Retirement Guide is new each year, so you know you’re relying on the most up-to-date guidance available!
Author Elaine Lumsden has been a federal retirement counselor for the past 20 years, and she’ll be your personal guide through every step of your retirement planning -- helping you make smart decisions and lay the foundation for a worry-free retirement.
Every piece of the federal retirement process is clearly explained, so all your benefits are easy to understand ... your requirements easy to follow:
- Background on CSRS
- Creditable Service
- Retirement Options
- Annuity Computation
- Voluntary Contributions (CSRS)
- FERS Supplement
- Orders of Reduction to Annuity
- Taxation of Annuities
- Cost of Living Adjustments
- Survivor Benefit Elections
- Death of a Retiree
- Death Benefits
- Reemployed Annuitants
- Federal Employees’ Group Life Insurance Program
- Federal Employees’ Health Benefits Program
- Medicare
- Federal Employees’ Dental & Vision Insurance Program
- Federal Long Term Care
- Thrift Savings Plan
- Social Security
- How Is My Social Security Computed
- Windfall Elimination Provision
- Government Pension Offset
- What Happens Next
- Contacting OPM After Retirement
With the Federal Retirement Guide on hand, you get specific directions walking you through:
- Determining total length of service, accounting for unused sick leave
- Determining cost of living adjustments using formulas and examples
- Calculating annuity for CSRS and FERS, including high-3 average salary and commending date of annuity
- Applying for disability retirement
- Accounting for creditable service, including military leave and redeposit service
- And more!
Plus, the Retirement Guide gives you:
- Glossary and list of acronyms clarifying the terms used in the retirement process
- Comprehensive checklist that lays out what you should consider as you plan to retire
- Charts covering Deposit of Civilian Service, Redeposit of Civilian Service and Military Service
- Forms including SF-2803, Application to Make Deposit/Redeposit; RI-20-97, Estimated Earnings During Military Service; and RI-79-9, Health Benefits Cancellation/Suspension Confirmation
